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NHS injury benefits scheme     

Grounds for entitlement

Injury benefit becomes payable when doctors are injured in the course of their duties, or contract a disease because of exposure to it by nature of their work, if:

¨ Earning ability is permanently reduced by more than 10%; or

¨ As a result of the injury or disease, they are on sick leave with reduced pay (or paid leave has been exhausted); or

¨ They die as a result of injury or disease.

 

Types of benefit

A minimum income is guaranteed to the doctor and to the widow/widower and certain dependants. In addition, a lump sum is payable where earning ability is permanently reduced and employment has to cease, or on death. Benefits are based on superannuable pay.

 

For further information see the BMA guidance notes.

 

                                                                                                                    

All doctors working in the NHS are covered under the NHS injury benefits scheme whilst on NHS duties, from the moment they take up their appointment.